.policy-page{background:#fbfaf6;color:#152033}
.policy-shell{padding:42px 0 88px}
.policy-hero{position:relative;overflow:hidden;background:radial-gradient(circle at top left,rgba(255,184,0,.22),rgba(255,184,0,0) 42%),linear-gradient(135deg,#0f2138 0%,#274330 100%);color:#fff;padding:76px 0 48px}
.policy-hero::after{content:"";position:absolute;inset:auto -10% -80px auto;width:340px;height:340px;border-radius:50%;background:radial-gradient(circle,rgba(255,184,0,.28),rgba(255,184,0,0) 68%);pointer-events:none}
.policy-kicker{display:inline-flex;align-items:center;gap:10px;padding:10px 16px;border-radius:999px;background:rgba(255,184,0,.12);border:1px solid rgba(255,184,0,.28);color:#ffcf63;font-size:.78rem;font-weight:800;letter-spacing:.18em;text-transform:uppercase}
.policy-title{margin:18px 0 14px;font-size:clamp(2.25rem,5vw,4.4rem);line-height:1.02;font-weight:800;max-width:12ch}
.policy-lead{max-width:760px;font-size:1.08rem;line-height:1.8;color:rgba(255,255,255,.88)}
.policy-meta{display:flex;flex-wrap:wrap;gap:14px 22px;margin-top:26px;color:rgba(255,255,255,.82);font-size:.95rem}
.policy-breadcrumbs{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-top:22px;font-size:.95rem}
.policy-breadcrumbs a{color:#fff;text-decoration:none;font-weight:700}
.policy-breadcrumbs span{color:rgba(255,255,255,.76)}
.policy-layout{margin-top:-34px}
.policy-panel{background:#fff;border:1px solid rgba(15,33,56,.08);border-radius:28px;box-shadow:0 22px 50px rgba(18,31,45,.09);padding:34px}
.policy-toc{position:sticky;top:136px}
.policy-toc h2,.policy-content h2{font-size:1.24rem;font-weight:800;color:#111d2e;margin:0 0 18px}
.policy-toc ul{list-style:none;margin:0;padding:0;display:grid;gap:11px}
.policy-toc a{display:block;padding:12px 14px;border-radius:16px;background:#f6f7f8;color:#162236;text-decoration:none;font-weight:700;transition:.2s ease}
.policy-toc a:hover{background:#fff5de;color:#8a5a00;transform:translateX(4px)}
.policy-highlight{margin-top:22px;padding:18px 20px;border-radius:20px;background:linear-gradient(135deg,rgba(255,184,0,.14),rgba(255,184,0,.03));border:1px solid rgba(255,184,0,.24)}
.policy-highlight strong{display:block;margin-bottom:8px;color:#8a5a00;font-size:.9rem;letter-spacing:.12em;text-transform:uppercase}
.policy-highlight p{margin:0;color:#455063;line-height:1.75}
.policy-content{display:grid;gap:24px}
.policy-section{padding:28px;border-radius:24px;background:#fff;border:1px solid rgba(15,33,56,.08);box-shadow:0 18px 40px rgba(18,31,45,.06)}
.policy-section h3{font-size:1.24rem;font-weight:800;margin:0 0 14px;color:#111d2e}
.policy-section p,.policy-section li{color:#485468;line-height:1.85;font-size:1rem}
.policy-section ul{margin:14px 0 0;padding-left:20px}
.policy-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.policy-card{padding:20px;border-radius:20px;background:#f8fafc;border:1px solid rgba(15,33,56,.08)}
.policy-card h4{margin:0 0 10px;font-size:1rem;font-weight:800;color:#142032}
.policy-card p{margin:0;color:#556174;line-height:1.75}
.policy-cta{margin-top:26px;padding:24px 26px;border-radius:24px;background:linear-gradient(135deg,#111f34 0%,#1f3555 100%);color:#fff;display:flex;flex-wrap:wrap;gap:18px;align-items:center;justify-content:space-between}
.policy-cta h3{margin:0 0 8px;font-size:1.35rem;font-weight:800}
.policy-cta p{margin:0;color:rgba(255,255,255,.84);max-width:640px}
.policy-cta a{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 24px;border-radius:999px;background:linear-gradient(135deg,#ffb800,#ffd668);color:#111;text-decoration:none;font-weight:800;box-shadow:0 16px 34px rgba(255,184,0,.24)}
.policy-badge-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.policy-badge{display:inline-flex;align-items:center;gap:8px;padding:10px 14px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.12);font-size:.88rem;font-weight:700}
@media (max-width:991px){.policy-shell{padding:28px 0 70px}.policy-hero{padding:54px 0 34px}.policy-layout{margin-top:-18px}.policy-panel{padding:24px}.policy-toc{position:static}.policy-grid{grid-template-columns:1fr}.policy-section{padding:22px}.policy-cta{padding:22px}}
@media (max-width:575px){.policy-title{font-size:2rem}.policy-lead{font-size:.98rem}.policy-panel{padding:20px}.policy-section{padding:20px}.policy-breadcrumbs,.policy-meta,.policy-badge-row{gap:10px}}
:root[data-theme="dark"] .policy-page{background:#091423;color:#e7edf6}
:root[data-theme="dark"] .policy-panel,:root[data-theme="dark"] .policy-section{background:#102033;border-color:rgba(255,255,255,.08);box-shadow:0 20px 45px rgba(0,0,0,.24)}
:root[data-theme="dark"] .policy-toc h2,:root[data-theme="dark"] .policy-content h2,:root[data-theme="dark"] .policy-section h3,:root[data-theme="dark"] .policy-card h4{color:#f7fbff}
:root[data-theme="dark"] .policy-toc a{background:#13283f;color:#eaf0f8}
:root[data-theme="dark"] .policy-toc a:hover{background:#1a3351;color:#ffd167}
:root[data-theme="dark"] .policy-highlight{background:linear-gradient(135deg,rgba(255,184,0,.14),rgba(255,184,0,.04));border-color:rgba(255,184,0,.2)}
:root[data-theme="dark"] .policy-highlight strong{color:#ffd167}
:root[data-theme="dark"] .policy-highlight p,:root[data-theme="dark"] .policy-section p,:root[data-theme="dark"] .policy-section li,:root[data-theme="dark"] .policy-card p{color:#b9c6d7}
:root[data-theme="dark"] .policy-card{background:#12253b;border-color:rgba(255,255,255,.08)}